Personal Finance
Articles related to Personal Finance will be posted here. Focus will be to bring out innovative and latest practices.
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Why Buy Gold, Silver & Crypto While Everyone Else Panics?
When “weak” money and “strong” money both circulate, people spend the weak and hoard the strong.
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7 Money Rules That Went Viral for Good Reason (And Why You Need Them Today)
The WWW. breaking personal finance strategies that are actually changing lives—and bank accounts
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Swipe Your Way to Financial Freedom !
As a seasoned personal finance expert, I'm here to spill the beans on why having a credit card is not just smart—it's downright essential for your financial health.
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You Can Be Young Without Money, But You Can’t Be Old Without It !
In your 20s, being broke might mean skipping brunch or borrowing your roommate's Netflix password. But in your 70s, being broke could mean choosing between medication and groceries.
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The 7 Compelling Reasons Why You Need a Credit Card Now?
Every time you swipe that card and pay your bill on time, you’re essentially doing a happy dance for the credit bureaus.
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From Mindless to Mindful: How AI is Revolutionizing Our Spending Habits in 2025
AI-powered apps are leading the charge in reshaping our financial habits. Find out how?
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Globetrotting Safely: Travel Insurance for India-USA Adventures!
Travel insurance isn't just another expense – it's your ticket to worry-free wanderlust.
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Social Security Gets a Makeover in 2025 : What’s in Your Wallet?
Well, 2025 is bringing us just that – a Social Security makeover that's got everyone talking.
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From Side Hustle to an Empire!
Having multiple income streams is like building a fortress around your finances.
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Declutter Your Wallet, Not Just Your Wardrobe !
Are you feeling the financial squeeze? You're not alone. Just as you wouldn't let your closet get cluttered again after tidying it, regularly review your financial habits.
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Automate savings:Out of sight, out of mind, into the bank!
Welcome to the world of automated savings—a simple, effective strategy that takes the effort out of securing your financial future.
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Savings = Rent: Non-Negotiable Path to Freedom💸
Too often, saving becomes something you plan to do after covering all your other expenses. It's also something you do if you've had a bit of fun money left over.
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10 Money Hacks Every Millennial Needs to Know !
Millennial's guide to saving and investing. Expert tips on budgeting, retirement, stocks, and real estate. Unique, actionable advice.
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Harmonizing Wealth: Strategies for Financial Bliss in Relationships
Money can be a source of both joy and strife in relationships. When couples embark on the journey of merging their lives, they inevitably merge their finances as well.
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Building Financial Trust: 11 Steps for Couples to Strengthen Their Financial Relationship !
developing financial trust is a continuous process as we go through these processes. It evolves as you and your partner grow together, confront new problems, and adjust to life's changes.
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The Millenial’s Guide to Insurance: Balancing Tech and Tradition !
Each insurance policy is a personalized defense mechanism, built to suit specific needs and conditions, from protecting your health to defending your property.
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Smart Money Moves: 7 Game Changing Rules for Financial Brilliance !
Think of your financial situation as a chessboard, with your choices as pieces. Keep in mind that being financially brilliant is about more than simply being rich; it's about composing a financial success symphony in which every move is in perfect harmony with every other.
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Inheriting Prosperity: Cracking the Code of Rich Kids’ Financial Upbringing” !
Introduce kids to fundamental ideas like earning, saving, and spending. Dissect the value of each dollar gained and assist them in appreciating the labor that goes into it.
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Cradle to Compound: Crafting Financial Independence for Your Baby’s Future with Custodial Accounts !
"It's never too early to start planning," as the saying goes, and this is especially true when it comes to your children's financial well-being.
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The Art of Wealth Creation: How Anyone Can Cultivate Millionaire Income Streams ?
In a world driven by dynamic economic landscapes, career paths constantly change. The notion of financial success has evolved beyond traditional nine-to-five jobs. The concept of income streams, often associated with the affluent, is not an elusive privilege reserved solely for millionaires. In fact, it is a strategy accessible to anyone willing to explore and diversify their financial avenues. Understanding the significance of income streams is pivotal in navigating the uncertainties of the modern financial terrain. This article aims to demystify the complexities surrounding income streams, from defining the various types to debunking the myth that they are exclusive to the elite. As we delve deeper into this journey of…
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Financial Wellness Starts at Home: Saving Money Made Easy !
At the heart of achieving financial wellness lies the simple but powerful concept that it all starts at home. Saving money may seem like a daunting task, but it can be made easy with the right strategies and mindset.
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Master the Art of Requesting Discounts without Embarrassment !
Whether you're looking for a big-ticket item or simply trying to stretch your budget, looking for discounts is a smart step that can result in significant financial savings.
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Why You Should Pay Yourself First ? : A Winning Formula to Financial Freedom!
What if we told you there is a better way? "Pay Yourself First" is more than a slogan; it's a powerful technique that can transform the way you manage your money.
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Stop Procrastination in it’s Tracks: Might of the 2 Minute Rule !
The 2-Minute Rule is a simple yet effective method for reducing procrastination and increasing productivity.
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Unlocking financial success: Invest in knowledge, save with discipline, and spend with intention
Investing in Knowledge, saving with discipline, and spending with intention are the three fundamental pillars one must harness to traverse the complex terrain of personal finance.
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11 Credit Report FAQ answers that will make you smarter !
The three major credit reporting agencies —Equifax, Experian, and TransUnion—do not automatically include rental history in their standard credit reports. These agencies primarily focus on credit-related information such as loans, credit cards, and payment history.
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Don’t dance in a room in which the clocks have no hands!
Have you ever been in a room where the clocks have no hands? It can be a very strange and surreal experience.
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Positive money psychology can reverse your life’s trajectory !
Practicing mindful financial habits is a journey that requires patience, persistence, and self-awareness.
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How do credit cards levy different charges? An in-depth look.
Have you ever struggled to understand the various Credit Card charges levied? While Credit Cards are a convenient tool for managing your finances and making purchases, they can also prove to be heavy on your pocket.
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What happens to loans during a Recession?
Have you wondered what is the impact of recession on your borrowing? Did you save for a rainy day? Do you know money saving tips? Read the article to know more..
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A guide to Credit Card companies, how they make money & much more !
Have you ever wondered how Credit card companies make money? Even I was not aware till I started using them.
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What financial goals should someone set in their twenties?
Many people struggle to figure out their financial goals and what they should do with their money. The best way to start is by figuring out what your personal goals are.
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How to manage family money for a better future?
Family financial management is an important part of managing one's household budget and planning for the future. It involves setting goals, tracking expenses, making decisions about how to use income, and investing wisely.
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10 simple steps to attract wealth in your life !
If you want to become wealthy, it all starts with your attitude. Being rich that is. It doesn’t matter if you’re a millionaire or a thousandaire, your attitude towards money can make or break you. One of the best ways to start the process is to stop thinking about money. That’s right, stop thinking about money. You’re not so wealthy that you need to spend all of your time thinking about money. If you’re not thinking about money, you’re not spending all your time worrying about money, and you’re not asking for money from others. You’re free to enjoy life. There is no one-size-fits-all answer to this question, as the…
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How to efficiently use your credit card and save money on your monthly expenses?
Do you know how to use credit cards and also save money in the process? It is highly likely that you are not aware as no one bothers to read the fine print. To use your credit card limit to save money, you should select a credit card that offers special offers, benefits and the reward points with which you can get discounts, free products or cash back on online shopping. You should also know how to redeem these reward points effectively, given that many credit cards give you an option to pay your credit card bill in full or carry over your balance to the next month without any…
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10 ways to kill Debt fast !
Debt is a problem that many people have and it can be hard to get out of. However, there are many ways to kill debt fast. These 10 ways will help you get out of debt and start saving money. Debt in the United States is very concerning. It’s been said that Americans owe $1.48 trillion dollars in credit card debt alone. That’s more than the Gross Domestic Product of Russia and Canada combined! 1. Start tracking debt Make a list of all the debts you have, and how much they cost in interest per month. A lot of people will be surprised to find out how much their debts…
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Get a Debt-Free Home by doing only what you love !
You may have heard the saying “You get what you pay for”, and that definitely holds true when it comes to home mortgages. With more people struggling to afford their dream homes, there is a great demand for debt-free tips and advice. From finding the right financing options to starting with a clean slate, you can take on your mortgage challenge head-on. Start living the life you want today by learning how to do only what you love—and maybe even save some money along the way! 1. How to start living a life that’s true to You. There are a number of ways to become debt-free. One way is to…
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Insightful lessons from the life of Mr. Rakesh Jhunjhunwala !
He would advice to be aware, that leverage has neither a mother nor a father, nor any friends.
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How to nullify your home loan interest impact ?
It is now time that you turned the tables in your favor. Go ahead and use the above strategies to nullify the interest rate impact of a home loan.
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How to navigate money with your honey ?
As a bachelor, I never took household budgeting seriously. But this changed after 'Honey' came into my life. We have been successful in drawing a monthly budget, which includes income and expense buckets.
