During this pandemic, Health Insurance has become nothing short of a boon to the general population. People are more aware and now understand that having a Health Insurance is absolutely necessary. Even if we discount the pandemic, illnesses can emerge suddenly and one should be prepared. I have seen first hand, how healthy individuals develop sudden complications, and if the insurance is not in place, it may turn the world upside down. Specially if you are young or don’t have enough savings. If one is paying the insurance premiums regularly then there is a natural expectation that all expenses would be covered. However, this may not be the case always…